4275 Little Rd #202, Arlington, TX 76016 24/7 emergency service, call anytimeOffice hours: Monday to Friday, 8 AM to 4 PM contact@roofexpertsllc.com

Metal Roofing for Arlington and Fort Worth Homes

Short answer

Roof Experts, LLC installs the two main kinds of residential metal roof in Arlington and across DFW: standing seam, with smooth panels and hidden fasteners, and stone-coated steel, which looks like shake or tile. Both resist cracking in hail but can dent. Shingles cost less up front; metal suits owners staying long term.

Finished silver standing-seam metal roof on a commercial office building, aerial view

Standing seam, stone-coated steel or shingles: the short version

Standing seam gives a clean modern look with hidden fasteners and works on lower slopes. Stone-coated steel gives the look of shake or tile in light steel. Asphalt shingles, especially Class 4 impact-rated ones, cost less up front and suit tighter budgets or shorter stays. We install all three and price them side by side.

Standing seamStone-coated steelClass 4 shingles
LookSmooth panels, raised vertical seamsShake, tile or shingle textureTraditional architectural shingle
FastenersHidden under the seamsThrough the panel overlapsCovered by the next course
Code minimum slope (2021 IRC)¼:12; the maker’s limit governs3:12 for metal roof shingles2:12
HailResists cracking; can dentMany products UL 2218 Class 4; granules hide small dentsClass 4 lines resist bruising better than standard shingles
Summer heatReflective finishes shed heat wellGranule finish; check the productCool-rated shingles exist; dark colors absorb heat
Up-front costHigher than shinglesHigher than shinglesLowest of the three

Which fits your home?

Most DFW homeowners decide on three things: the look the house and HOA allow, how long they plan to stay, and how much hail exposure they carry. Metal makes the most sense for owners staying long term. Shingles make sense for tighter budgets or a likely sale in the next few years.

How metal handles DFW hail

Metal resists punctures and cracking, but hail can dent it. The Texas Department of Insurance sums it up as tough, but not invincible. Dents that don’t let water in are usually cosmetic, and whether your policy pays for them depends on its terms, so read them before you choose.

Metal panels can also carry impact ratings. TDI lists formed metal panels among roofing types that can be tested and classified for impact resistance (TDI roofing discounts). The rating belongs to the tested product, so ask for the report on the exact panel you are quoted.

Heat, cool roofs and your energy bill

A reflective roof keeps heat out of the attic, which matters in a North Texas summer. The U.S. Department of Energy says a white or cool-color roof reflects up to 90 percent of the sunlight that hits it, and that a cool roof can cut a single-story building’s annual air conditioning energy use by up to 15 percent in hot climates.

DOE adds some limits. Cool options exist for metal, tile and asphalt shingles, so metal isn’t the only route to a cooler roof. A cool roof can add a little winter heating, though the winter penalty is often smaller than the summer savings. And it is rarely worth replacing a sound roof just to make it more reflective. The time to choose a cool roof is when you’re replacing anyway. Metal is also recyclable when it does come off.

What insurers say about metal

Insurance is where many metal decisions get made. TDI’s four key facts on metal roofs (August 10, 2026) make a good checklist: a metal roof could lower your premium, metal is tough but not invincible, your policy might not cover cosmetic damage, and terms can change at renewal.

TDI also notes that many policies reduce roof coverage as a roof ages, usually more slowly for metal than for shingles. Ask your agent these questions in writing before you sign:

  1. Do you offer a discount for metal, and how much is it per year?
  2. Does that discount add a cosmetic damage exclusion?
  3. How is an older metal roof valued in a claim compared with shingles?
  4. Do you need proof of an impact rating for the panels?

For how claims work in general, see what insurance covers.

Next steps

Every metal roof we install is priced in writing after we measure the roof and check the decking, ventilation and flashing it will sit on. Our steep-slope work, standing seam and stone-coated steel included, carries a 5-year workmanship warranty. Roof Experts, LLC has worked across DFW from Arlington since 2017.

Book a free inspection or call (817) 754-9484. We work across DFW, including Fort Worth, and the full replacement process is on our roof replacement page.

Sources

  1. Texas Department of Insurance, Metal roofs and home insurance: 4 key facts for homeowners (August 10, 2026)
  2. Texas Department of Insurance, Roofing discounts
  3. U.S. Department of Energy, Consumer Guide to Cool Roofs (DOE/EE-2478)
  4. 2021 International Residential Code, Chapter 9 Roof Assemblies (Texas edition via UpCodes)
  5. City of Arlington, Re-roof permits and inspections technical bulletin (September 2023)
FAQ

Frequently asked questions

Do you install metal roofs?

Yes. Roof Experts, LLC installs standing seam and stone-coated steel metal roofs on homes in Arlington and across DFW. Every metal job starts with a free inspection, and our steep-slope work, metal included, carries our 5-year workmanship warranty in writing.

Standing seam or stone-coated steel: which should I choose?

Choose standing seam for a clean modern look, hidden fasteners and lower slopes. Choose stone-coated steel when you want the look of shake or tile, or when an HOA discourages exposed-seam metal. Both are light, and both can carry impact ratings on tested products. We can price both on the same measurements.

Is a metal roof good for Texas hail?

Metal resists punctures and cracking well, but hail can dent it. The Texas Department of Insurance puts it plainly: metal roofs are tough, but not invincible. Some insurers exclude cosmetic damage on metal, so dents that don't leak may not be paid. Read your policy before you choose.

Will a metal roof lower my insurance in Texas?

It might. TDI says a metal roof could lower your premium, but not all insurers offer discounts and savings vary. A discount can come with conditions such as a cosmetic damage exclusion, and terms can change at renewal. Get your agent's answer in writing before you decide.

Does a metal roof keep a house cooler?

A reflective metal roof can. The U.S. Department of Energy says white or cool-color roofs reflect much more sunlight than conventional dark roofs, and that a cool roof can cut annual air conditioning energy use of a single-story building by up to 15 percent in warm or hot climates.

Can metal go over my existing shingles?

The building code allows a metal recover over one sound layer in some cases, and never over two or more layers. Arlington's re-roof bulletin says existing layers must come off down to the deck unless a code exception applies. Tear-off also lets the deck be checked and repaired before the metal goes on.

Keep reading
Free inspection

Find out what your roof actually needs.

Tell us a little about the property. We'll set a time to inspect the roof, photograph what we find and walk you through it. The inspection is free, and there's no obligation to hire us.

Book a free roof inspection

Prefer to text? (817) 754-9484 takes texts. Fields marked * are required. We use your details only to respond to this request. See our Privacy Policy.